Don’t Make These Mistakes When Buying A New Car

Buying a car is one of the biggest purchases that you’re ever going to make, aside from buying a house, so you can’t rush into it. If you make some bad choices, you’ll end up paying over the odds for a car that doesn’t suit your needs or you’ll be back and forth to the mechanic paying for expensive repairs all the time. There are a couple of things that people tend to get wrong when buying a car and they end up paying the price for it. If you are buying a new car soon, make sure that you avoid these mistakes.


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Not Using Financing Options 

When you buy a new car, you have two options. You can pay for the whole cost upfront or you can use financing options and pay monthly. If you go for the first option, you’ll be limited because you won’t be able to come up with a big lump sum. That means that people usually end up with a bad car because it’s all they could afford. But if you use financing options, you can get something reliable like a Jaguar F-Pace for around £399 a month. If you spread the cost out using a financing option, you’ll get a far more reliable car that will last you, and you won’t have to make any compromises. 

Not Looking At The Insurance 

Your insurance is one of the biggest car costs that you have to pay, and it depends on the car. If you go for something fast and powerful, you’ll pay a lot more in insurance. One of the best ways to cut your car costs is to find something that is cheap to insure, but a lot of people don’t consider that. Before you buy a car, always get some insurance quotes on it first to make sure that you can actually afford it. 

Skipping The Test Drive 

The test drive is an important part of the car buying process, so you can’t skip it. You need to test drive it to get a feel for the car and see whether you like driving it or not. It’s also a good chance to see if there are any obvious problems with it. If the car dealership doesn’t want you to take a test drive, that’s not a good sign and you shouldn’t buy the car.

Buying Unnecessary Extras 

When you buy a car, the salespeople will do everything they can to make you spend more money. They’ll offer you so many extras, but most of them are unnecessary and you’re just wasting money. Things like rustproofing, for example, are not needed because car bodies are already treated to protect them against rust. The salespeople can be quite convincing but it’s important that you say no to all of these added extras and check the bill at the end before you pay to make sure that you’re not being charged for anything that you don’t want. 

You need to avoid these common mistakes when buying a car, otherwise, you’ll end up paying a lot more than you planned to. 

The Roadblock To Your Next Travel Adventure (& What To Do About Them)

“I’ll do it soon, I promise,” maybe OK when you are talking about washing up or organising your desktop. However, when it comes to booking your next travel adventure, it’s absolutely not a phrase you want to be uttering! After all, time is ticking away, and we only have so long to get out there are seeing the world! To that end, join with me to fight travel booking procrastination and remove all the obstacles that stand in the way of booking your next adventure.  A subject you can read more about in my post below. 


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Money 

It’s an age-old problem. You have a wanderlust that can’t be quenched, but your bank balance doesn’t seem to agree. Of course, the sensible among you will say if you don’t have the money for the whole trip, then you should definitely not be booking anything. Although, sometimes making a booking is actually precisely what we need to motivate us to find the additional cash. 

In fact, once you have your trip booked, you will have a much more urgent need to take on extra work or start up a side hustle to make sure you have enough by the time you go. Although, it is always bearing in mind that you can get things like these guarantor loans from Buddy Loans to help you out if you can’t quite raise everything you need in time. Something that can help you make use of the motivation side of booking this way, but also means you won’t have to forfeit your trip if things don’t end up going the way you want. 

Company 

It’s good to have friends, and it can be even better to travel with them. After all, who knows you better than your bestie? Of course, for some waiting until their BFF is free to travel can mean they end up putting their trip off. 

This totally doesn’t have to be the case though. In fact, it is entirely possible to go on your next travel adventure solo if you want. Just be sure to brush up on these solo safety travel tips before you leave, and you will be all set for your next adventure. 

Ideas 

OK, so this one always baffles me. After all, there are a million places both near and far that you can visit in the world. In fact, even if you have already been to every country and every major city, there would still be things, and sights you haven’t got to explore yet! 

Of course, it may just be that you are getting bored of doing all the main touristy things on your travels, which is a fair point. Happily, there are so many online resources now that you can easily find ones like Atlas Obscura to use that will help you get off the beaten track and see the weirder and more quirky side of the places you intend to visit. Something that can definitely help you get back your travel mojo and crush booking procrastination in tracks.

This Is How To Enjoy Your Time As A Student! (Hint – It’s All About Balance)

You may not think that a guide to enjoying your time as a student is necessary. After all, isn’t most of the time spent partying with your new friends? Well, there certainly is a lot of fun to be had, but that isn’t the only thing you need to do to have a successful time as a student. In fact, it is more about getting a good balance between all the different areas of your life while you study. Something that you can get some advice on in the post below. 

Study (quite) hard 

You are probably used to posts extolling the virtues of study as hard as you possibly can. After all, uni isn’t cheap, and most students have their eye on the prize of landing their dream job when they graduate. Something that good grades will undoubtedly help them to achieve. Then there is the pressure from families, friends, teachers, and society to excel in what you are doing. 

However, the idea you have to give 100% to anything all the time seem silly to me. In fact, if you are giving 100% of your self to study, you won’t have any time or energy to do anything else!

Of course, for most of us, it is these other things that help us to enjoy our time at uni. In fact, activities such as exercise, rest, making new friends, and trying new experiences provide us with the ‘fuel’ to work hard when we do study. Although, everything, including the fun things, need to be done in moderation. Otherwise, they can up taking over your time.  

Now, I’m not saying that the primary purpose of being a student isn’t to study, because it is. However, it is also crucial that you allow yourself a respite to recover and do other things as well. Otherwise, you could end up hating your university experience. This being something unlikely to have a great impact on your grades and could even affect your mental health and your later career choices as well. 

Rest a lot

While at uni, you will be studying hard. You may also be going out a lot, and working a part-time job to support yourself as well. What this means is that it can be very easy to become exhausted. Of course, the more tired you are, the harder everything else can become. From getting up for lectures, completing assignments, and even taking care of yourself and interacting with other people. 

What this means is that you must give yourself enough time to relax and rest, as well as complete all the other tasks you need to do. Now, I’m not saying that this is easy, especially when you have a lot of deadlines looming over you. Although investing in a planner or planning app and scheduling in time for nothing but rest can help you to achieve a greater balance in this area. 

Live in a place you love 

One of the biggest challenges that many students face when going to university as living away from home for the first time. It’s not just being away from their families that can be challenging either. In fact, it can be that they have to share facilities with lots of other people as well. In fact, in some uni halls have up to 16 people sharing communal spaces like kitchens and bathrooms! Of course, this can be very overwhelming for many folks, and be something that seriously gets in the way of them enjoying their experience. 

Happily, there is an alternative to living in university-provided halls to consider. In fact, many cities now offer private student accommodation in the form of self-contained studio apartments. A setup that allows you to live in a building with other students, yet still have all your own facilities such as a private bathroom and kitchen area. Something that can be a lot more pleasant and so help you to enjoy your experience as a student to the maximum. 

Get organised 


You may not think you are the organised type. In fact, you may even have trouble keeping yourself organised from time to time. However, it can really help you enjoy your student experience much more.

In fact, it can remove a lot of unnecessary stress from your shoulders because you will feel more capable and on top of things. Also planning your time can help you get the best balance between fun, health, and study too. Something absolutely essential if you are to have the best time while completing your studies. 

Acts Of Kindness You Can Do Today

The world can sometimes be a scary place, and everything can get on top of us from time to time. So how do we improve the situation, and what can we do about the negativity that surrounds us? It can seem a bit too obvious, but it all starts with kindness, being kind to other humans, and animals also, can start a domino effect that will eventually cause some fantastic changes for the better. One good deed a day will add up, and no act of kindness is too small.   

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Contact Your Elderly Relative

If you’re lucky enough to have some elderly relatives in your life then just offering a listening ear or helping with some shopping can make a massive difference to your relative even though it doesn’t take an awful lot of effort on your part. There are also knowledge-based tasks that can help your relative too, you can help them use the internet to ask questions such as “Am I eligible for a Vauxhall Motability car”? Or “Why haven’t my bins been collected this week?”. These acts of kindness can open up a whole new relationship with your relatives, and even help you gain some knowledge you didn’t have beforehand. The older generation has lived through some incredible life events, and if you’re lucky, they can share those stories with you as well. 

 

Pay For Someone’s Coffee

This one will cost you very little time and money (depending on the coffee shop!), but it will certainly make someone’s day! That small act of kindness could come at precisely the right time for the recipient if someone is having an awful day, then someone throwing a little kindness in their direction will always be worth the effort. It may even be the turning point in that person’s day that will mean the world to them. 

 

Babysit

Parenting is hard, and most parents will only hire a babysitter or ask a friend/ family member to babysit for them when they have a special event or doctor appointment, but how about taking the children off their hands for a few hours just because you want to? Parents love their children dearly but having a little bit of space and time to breathe through the chaos will be very much appreciated, and you can have a great time as well, tire them out and hand them back at bedtime, win-win! 

 

Leave a Gift And Note

This one is a clear sign that you’re acting out of pure kindness as you will likely never see the recipients face light up. But doing a good and kind thing because you want to will be an excellent boost for you and the person on the receiving end. All it takes is a little gift of some kind and a small note asking the person to pay it forward if they are able. This option is really something special and the type of thing to end up having a significant impact. 

 

Give a Complement

Last but not least, a simple kind word given in kindness will brighten someone’s day. Like the dress, someone has on? Tell them! Noticed a friends new lipstick? Tell them it looks great (if you think it does, of course, be authentic!) not only will this help them feel happier you might find a kind word coming your way soon as well. 

 

Of course, every day is different, and you may be having one of those days where you could be the one needing the kindness, but that is why it’s so crucial we all try to act with kindness every day, even when it’s not easy!  

 

6 Summer Accessories That Never Go Out of Style


Photo by Artem Beliaikin @belart84 from Pexels

Summer is a time when fashion tends to get stripped right back. It’s all about simple, stylish clothes that can see us through long days at the beach right through to an evening dining out or drinking under the stars. Whether your styling out your staycation or packing for an exciting trip abroad, here are six summer accessories that never go out of style. 

Extra-large sunglasses

Big, bold sunglasses can make you stand out in all the right ways. Whether you go for 70’s style circular frames, modern squared styles or even a quirky cat-eye – your shades will add heaps of glamour to even the most basic of outfits. Plus, they’re great for going a bit incognito! When you’re buying sunglasses, it’s not all about the look, though. Be sure to go for an option that offers UVA and UVB protection to keep your eyes safe from the sun’s glare. 

Wide-brimmed sunhat 

We all know hats aren’t just for winter! But choosing the right sunhat can be tricky. Bucket hats have gained popularity recently, while traditional peaked caps are always a solid bet. But nobody can deny the timeless qualities of a wide-brimmed hat. The bonus is that these are probably the most effective sunhats too since they offer plenty of shade to your crown, face, and shoulders. Popular boho styles, like a straw floppy hat, are perfect for the beach. 

The perfect sandals

Who can bear to wear covered shoes in the heat? Sandals are heavenly in the summer, but finding the right ones can be tricky. With flip flops and sandals, it’s often a battle between finding stylish and light shoes that also have enough support. Nobody wants sore arches or blistered toes at the end of a long day at the beach! Birkenstocks are a popular choice since they are effortlessly stylish but offer loads of comfort and support.  

A beach bag 

Any summer outing needs the perfect beach bag. After all, you’ll have water, SPF, a towel, and the perfect beach book to bring along with you! Straw bags never go out of style, as they offer effortless cool. Plus, they’ll match your straw sun hat, adding a bit of coordinated chic. Other great options are canvas totes, which come in a variety of gorgeous prints. 

Simple silver jewellery 

You might be wearing fewer layers in the heat, but that doesn’t mean skipping out on jewellery! In summer, simple silver jewellery will always be in style. A cute boho-style anklet looks gorgeous paired with a bright bikini, while a silver bangle, like the ones from Opals Australia, adds elegance to evening outfits. 

Sunscreen 

Ok, so this isn’t technically an accessory – but just like your favourite sandals, you do not want to leave the house without this! Damaged skin is never a good look, and we all know by now how dangerous sun exposure can be. Pop on a high factor and even invest in a SPF lip balm to keep your lips looking lovely, too. 

Have fun and look super stylish this summer!